Anyone seeking for the truth in how the system works have most likely seen the various materials and videos being posted citing to the Uniform Commercial Code, or the UCC. However, we should never cite the UCC exclusively for a few reasons.
First, the UCC was adopted by every state in the Union, and when each state did so, they codified the UCC in their own State codes. (A document setting out the numbering structure for each state can be found on this website.) When we find ourselves in the need of citing to the UCC, of its principles, we need to cite the Commercial Code of the State we are employing it in. If we so choose, we can cite the UCC in addition to the State Commercial Code, but we should not cite the UCC exclusively since it has been superseded by the adoption into the State codes.
Second, When we reference the UCC exclusively, it announces that we really do not know what we are doing, and often this gets us lumped in with the so called “sovereign citizen”, which is a misnomer of something that does not exist. (see the blog post on this on this website.)
Third, and this may surprise many who read or hear this, in more ways than can be imagined, the UCC does not actually apply to our situations. This is so because nearly everything is held in one trust or another. Trusts are not governed by the commercial codes, but by trust law. By citing the UCC or even the State Commercial Code, when one is dealing with a trust announces that the party does not truly comprehend the game and thus they can be roped into various traps.
Whenever a trust is involved, the exclusive jurisdiction is Equity jurisdiction. Though some commercial contracts or interchange may fall under a trust form by the nature of the commercial contract (think mortgage), a trust will never come under commercial equity jurisdiction. This is so because the manner of how the public trustees may proceed will change significantly based on the manner and form of the dispute.